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Fintech products built on an auditable ledger

Verified provider · Financial Services · Expert · taking projects

A balance is not a number in a column — it is the sum of events that happened, each with a reason. We design the ledger first (double-entry, immutable entries, explicit accounts), then build the product surface on top of it so a support question can be answered without a database console.

What is included

  • A double-entry ledger schema where balances are derived, never edited in place.
  • Payout and refund flows with idempotency keys and an explicit state machine per transfer.
  • KYC and onboarding hooks, so a compliance decision is recorded where the account lives.
  • A reconciliation and audit view for finance, plus an API for your own product team.

Skills

Double-entry Ledger KYC Flows Payouts Postgres APIs

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